Tuesday, February 12, 2013

Money Management Tips


NEED is something that is necessary for organisms to live a healthy life (wikipedia),  also it is  physiological or psychological requirement for the well-being of an organism (Merriam Webster Dictionary).
WANT is simply something that a person would like to have (wikipedia), also to have a strong desire for  (Merriam Webster Dictionary).

Today, it is very crucial to know if one thing is a need or a want. What you want may not be necessarily what you need and what you don't want maybe the one thing that you really need the most. For example, a cellphone may be a basic need for communication but a very expensive high end cellphone is just another leisure that you think you need to have.

Sometimes we are confuse as to what we really need and what we need to have. It is not a bad thing to get something what we want because it helps us a lot, it keeps us relaxed, motivated, hopeful and it makes life enjoyable. But sometimes we get to be dependent on always getting the things we want because we think we need it in order to survive. We sometimes forget and neglect that there are other far more important things that we should first attend to. Impulsiveness hurts us, especially our pockets, our savings, our future investments.

think before buying
A wise friend told me that before buying a thing, we should always ask these questions to ourselves:

1. Can I afford it?
2. Do I really need it?
3. Do I already have that same kind of thing?
4. Will this improve my life?





These question will help you determine if it is a need or just a want. Another trick that can save you from impulsive buying is that; hold it off until a certain time, give it 1 week or more, If you still crave for it, then get it.

What we really need to do is live today and work for tomorrow at the same time in order to survive. Indulging in expensive things,gadgets is not bad but spending beyond our paycheck is not improve our lifestyle. If we have contentment then we can be absolutely happy living this life. But don't forget to sometimes indulge but with limitation of course, good planning and wise decision making will encourage a debt-free lifestyle.

Sunday, February 10, 2013

Cheap Romantic Dating Activities

date under tree
Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs.  Love does not delight in evil but rejoices with the truth.  It always protects, always trusts, always hopes, always perseveres. -1 Corinthians 13:4-7

Being In love and being loved is the greatest feeling above all. Let's celebrate the love each day with these cool ideas, pick one.


1. Dinner for two
This is the traditional way of celebrating love month. You can either reserve a place in a restaurant or have dinner in your backyard and cook something special, add some flowers, candles, good jazz music and your good to go.

date on beach
2. Date in the Beach
If both of you have the same free time then you can both enjoy the beach have snorkeling, scuba diving, or enjoy the white sand and the breeze walking along seashore in sunset.

3. Adventure
Some couples love adventure and it strengthen their relationship. It is the mind blowing rush that is exciting. They can try Sky Diving, Zip lines, Water Rafting, Rock Climbing, Mountain Climbing and etc,. But be sure to take safety measures, take good care of each other.

4. Movie Marathon
Sometimes it is better to stay home, relax and cuddle. Try  a movie marathon, there are wide selections of great movies out there that both of you can watch and talk about (just don't argue). You both watch Sci-fi, action, drama, Suspense, Thriller, but the best are romantic movies it adds spark and bring romance.

6. Take a Walk
It can be In the museums, park, riverside or malls. It doesn't matter where as long as you have each other. Just let her/him feel how much you appreciate the moment that you are together. It also got a lot of health benefits. Savor the moment, talk about anything and everything, resolve issues and of course strengthen the feelings of love with reassuring words.

There's the list that I can think of and there are a lot more ideas that you think of too. What's important is that we spend it with the one we love dearly. After all we should feel blessed because we have come to know the person we love and we experience the joy of love. So treasure it, do not take it for granted and love the one whole loves.  Enjoy!

Much Love,
On A Simple Thought